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Plumbing Contractors Insurance

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Plumbing Contractors Insurance Provided By Our Agency

Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors. Adequate protection is essential since one small mistake or accident could result in damages that drain a small business’s finances beyond recovery.

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General Liability

Commercial Property Insurance

Commercial Auto

Worker’s Compensation

Inland Marine Insurance

General liability coverage

Risk Factors

If any company vehicles are involved in an accident, you must pay for third-party bodily injury, property damage, or pollution cleanup.

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and repair of their property.

Commercial property insurance coverage

Risk Factors

A fire breaks out in your office complex and spreads to your storage area, destroying most of your equipment and tools.

Solution

Your commercial property insurance would help you cover the loss.

Commercial auto coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution cleanup.

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and repair his property.

Worker’s compensation coverage

Risk Factors

While cutting some piping, your employee severely cuts her hand accidentally. She needs medical care and cannot work until she recovers.

Solution

Workers’ compensation would pay for her medical bills and a portion of lost income while she recovers and is unable to work.

Inland marine insurance coverage

Risk Factors

Your team has been hired to re-pipe a customer’s home. Because the job will take several days, you leave some of your equipment and tools on-site. Unfortunately, the customer’s home was burglarized over the weekend, and your equipment was stolen.

Solution

Inland marine insurance covers the equipment your plumbers use to perform their work.

What is Plumbing Contractors Insurance?

Plumbers insurance is tailored to be made up of a bundle of policies that offer the best protection against common risks that plumbers face in their day-to-day work, like accidentally damaging a customer’s property.

All contractors benefit from having insurance, and plumbing contractors may benefit the most. As a plumber, you are often called to work on older systems that are delicate but in need of repair. A mistake in your work can cause tens of thousands of dollars in damages. To protect your business and your livelihood, it makes sense to have plumbing contractor insurance. General liability insurance can protect your business from mistakes you make; otherwise, those costs might have to come out of your own pocket.

What type of inusrance do Plumbing Contractors need?

When plumbing contractors get an insurance package, there a few options for coverage that are usually recommended. These ensure that your business is as protected as possible. You might notice:

General Liability
Tools Coverage
Auto Insurance
Bond

While these are the most common insurance policies in the plumbing business, there are other coverages that plumbing contractors might find helpful. Lost wages coverage may be helpful in making up for lost revenue after a major loss causes a temporary stop in your business operations.

Cost of insurance for Plumbing Contractors Insurance

Many factors determine your insurance cost, like your:

Industry
Type of assets
Property owned
Number of employees
Size of payroll
Claims history

Plumbers face risks on the job every day – from fixing hot water heaters to working in confined spaces. With the right business insurance coverages, you can have peace of mind knowing you and your employees are covered as you work.

Already have Plumbing Contractors Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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